What does a Farm Insurance Policy (farm pack) cover?
replacement value of your farm buildings, machinery, fencing, hay, livestock, and contents against events such as fire, storms, and other natural events defined in your policy.
the home you live in and its contents and other domestic dwellings.
a fire, storm, or other defined event could severely cripple a business. We can offer cover for the additional expenses you will encounter to maintain your normal business activities based on the turnover from previous years. This will ensure your business will continue to operate even in the event of major disruption.
cover designed to protect your assets while they are in transit to and from your location. Includes livestock, equipment, produce, and supplies produced.
farm protection from loss or damage due to burglary or theft of farm contents and equipment.
protects you from the cost of liability actions for both property damage and personal injury.
cover that would assist you financially until you can return to work should you become sick or hurt yourself.
important protection against breakdown of machinery or electronic equipment, as invariably farms have a range of these types of assets, from water pumps to large irrigation systems.
cars, trucks, utilities, trailers, tractors, forklifts, or mobile machinery can be covered, whether you need full comprehensive, agreed value, or third-party insurance.
cover to assist with audit fees if the Australian Tax Office (ATO) conducts an audit of your business as sometimes occurs.