Public and Products Liability
A business owner has a responsibility to third parties. This includes customers, employees, suppliers, and the community. If you sell, repair, service or deliver goods, you have a responsibility where the goods may cause damage or injury.
The implications of a third-party injury or property damage caused by you or an employee could result in a significant financial loss to you and your business.
Public Liability insurance covers you and your business against the financial risk of third-party bodily injury or death and third-party property damage or loss that results from your negligence.
Products Liability insurance gives you cover if a person or business is injured or damaged because of a product you have sold.