Public and Products Liability

Public and Products Liability

A business owner has a responsibility to third parties. This includes customers, employees, suppliers, and the community. If you sell, repair, service or deliver goods, you have a responsibility where the goods may cause damage or injury.

The implications of a third-party injury or property damage caused by you or an employee could result in a significant financial loss to you and your business. 

Public Liability insurance covers you and your business against the financial risk of third-party bodily injury or death and third-party property damage or loss that results from your negligence.

Products Liability insurance gives you cover if a person or business is injured or damaged because of a product you have sold.

Our Authorised Representatives can tailor a package from a wide range of insurers to make sure you get the right cover for your business in the following areas:

  • Death, bodily injury, sickness, disease, disability, shock, fright, mental anguish, and mental injury​
  • Libel, slander, defamation of character or invasion of the right of privacy, occurring during the period of insurance
  • Actual physical loss of or physical destruction of tangible property
  • The loss of use of tangible property which has not been physically damaged but cannot be used due to physical damage to other tangible property which occurs during the period of insurance.
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